Get the Key Ideas from Today's Best Financial Books

Kiplinger's Financial Book Summaries™ Will Help You to Invest Your Time As Wisely As Your Money! Read Less, Learn More™. ANYONE can Grasp the Key Ideas and Most Profitable Points from Today's Best Books - In Less than 20 Minutes per Book! For eight decades, the Kiplinger organization has led the way in personal finance and business forecasting. And for 28 years, Soundview Executive Book Summaries has been publishing quick and easy-to-read summaries of the best full-length business books. With more than 100 years combined experience, Kiplinger and Soundview Editors review more than 700 financial books each year and select only the top 24 books to expertly summarize for you. There simply is no better way to quickly harness today's best wealth-building strategies and put them to work for you! Kiplinger's Financial Book Summaries are Available in Different Formats to Suit Your neds... >> Online Library: A monthly e-mail will let you know when the latest summaries are released. Just click the link and log into your personal Online Library from anywhere you connect to the Internet. Your current and past summaries are always available to you in four different online text formats: PDF, HTML, Microsoft eBook (LIT) and Palm Doc (PDB). You'll even receive a professionally narrated audio summary in popular MP3 format! You can read your summaries on your PC, print them, save them, download them to your PDA, or listen to them on your favorite MP3 player anytime, anywhere! >>> Printed Summaries (Includes Online Library): Receive two eight-page printed summaries mailed to you each month. We deliver printed summaries worldwide. And since you may also like the convenience of accessing your summaries online, you'll also get an Online Library at no additional charge. >> Audio CDs (Includes Print & Online Library): Receive a professionally narrated Audio CD mailed to you each month. Your package includes a quick-listening CD (only 20 minutes per title) as well as our eight-page printed summaries and of course access to your Online Library at no additional charge. 100% Money-Back Guarantee: If you don't think you've profited from what you've learned in Kiplinger's Financial Book Summaries, simply let us know and we'll refund every penny of your subscription price. No questions asked. Gain a Competitive Edge with Ideas You Can Use from Today's Top Financial Books ...Subscribe now and Receive these Three FREE Bonuses! As a Special Charter Subscriber Bonus, you'll receive three of our most popular summaries completely FREE! The Little Book that Beats the Market by Joel Greenblatt In The Little Book that Beats the Market, Greenblatt shows how successful investing can be made easy for investors of any age. Through entertaining anecdotes and practical pearls of wisdom, the book explores the basic principles of successful stock market investing, and then reveals a "magic formula" that makes buying good companies at bargain prices automatic. The formula has been tested over hundreds of different periods and thousands of stock picks and has been proven extremely profitable for those who are willing to "stick with it." Live It Up Without Outliving Your Money! by Paul Merriman Live It Up Without Outliving Your Money! is the road map that people are looking for to learn how to achieve real retirement security. In the coming years, more than 70 million people will enter retirement. But even as people live longer and stay active longer - and with Social Security's future in jeopardy - they have saved less than any previous generation. Are you hungry for sound, time-tested advice about how to reinvigorate your retirement portfolio-with less risk? This plain-speaking book gives you simple, low-risk strategies to get the most out of your retirement without running out of money. Investment MegaTrends by Dr. Bob Froehlich Investment MegaTrends explains the dramatic power and influence of demographic trends on investments. It provides you with a map on the pitfalls and opportunities of demographic data, what to look for and where. From identifying the four global shifts to presenting the number-crunching behind the reasons for their existence, Froehlich offers comprehensive data as well as his personal experience traveling the world and seeing the shifts for himself. Click to Become a Charter Subscriber Today!

Starting a Child Daycare - the other home based business opportunity

So you're serious about starting your own day care center?

There's a lot to think about…

There is an element of risk in starting any business. Eliminating that risk through knowledge and planning will lead to your success in the day care business. As you can see from the table of contents below, this extensive kit has everything you will need to get your business off the ground and running. The kit has been written to provide you with the latest information necessary to start a day care center.


Starting a Child Daycare

There are a few steps to running this business:

Starting a Day Care Center

• Deciding on a Name
• Legal Requirements
• Business Plan
• Start-Up Costs
• Outside Facility vs. Home Based

Organizing Your Day Care Center

• Preparing Your Home
• Required Equipment
• Establishing a Web Site
• Installing a Web Cam

Running Your Day Care Center

• Types of Care
• Setting Your Rates
• Establishing a Contract
• Managing Cash Flow

Marketing Your Day Care Center

• Attracting Customers
• Interviewing Clients
• Getting Referrals
• Building Your Image
• Staying Ahead of Competition

Curriculum Development

• Daily Schedule
• Children's Activities
• Planning a Menu

Policies and Procedures

• Enrollment
• Payments
• Drop Off and Pick Up
• Holidays and Vacation
• Safety and Emergencies
• Behavior and Discipline
• Food and Health
• Infants and Toddlers
• Illness

Managing Your Day Care Center

• Record Keeping
• Insurance
• Tax Obligations

Growing Your Day Care Center

• Hiring an Assistant
• Getting Financing
• Keeping It Going


There are some good books out there, but none that are this highly detailed in giving you the needed information on starting a day care center. This Start-Up Kit about Starting a Child Daycare business provides you with concrete no-nonsense information about how to start your own day care center from the ground up.

You will benefit from this kit if you are:

• considering starting a home day care center in the United States
• thinking of making an income while staying home and caring for your own children
• considering running a day care at a church or other outside facility
• ready to take your knowledge and skills of working with children and applying it to your own business
• ready to make a leap from your current baby-sitting service to a full-time day care business
This kit was designed to guide you with the information you will need to start and run a successful day care center. It offers many pointers that even experienced day care providers will find useful.

In language that is clear, readable and straight to the point, it explains:

• what is required to start the business
• determining what to charge
• setting policies and procedures
• attracting clients
• establishing your daily schedule
• planning activities for children
• billing and accounting
• managing your cash flow
• record keeping
• keeping your clients happy
• growing your business
• Plus much, much more!!!

The kit also includes forms, business letters, and a complete business plan that are all essential to starting a successful day care. You will have everything you need to get your new business started!

You can purchase yor Starting a Child Daycare from here.

Prepare to manage your personal finances.

If you just have been starting a new business, you probably need good software for your personal finances.The right choice of financial software will save your time and money.

Software Gives Insight Into Today's Needs and Tomorrow's Goals

MOUNTAIN VIEW, California, - Aug. 1, 2006 - Continuing to evolve its software to meet the specific needs of Mac® customers, Intuit Inc.today released Quicken Mac 2007.

This new version of Quicken, designed for Mac users, introduces a variety of new product features to help them better manage their finances throughout their life. New features include comprehensive paycheck management, 401(k) investment management and a QuickEntry dashboard widget — a Mac-exclusive feature that makes data entry simple and straightforward.

"With the signature ease of use and unique style of the Macintosh, Quicken Mac 2007 is the personal finance software package that will accommodate your needs from next payday until you begin drawing down funds from your 401(k) plan," said Glenn Tom, director and offering leader for Quicken consumer products. "Managing personal finances has never been easier for Macintosh owners."

Tracking Today's Dollars, Tomorrow's Retirement

In a recent Quicken survey, 56 percent of respondents said they are "not prepared at all" for retirement. In addition, 58 percent believe they "will have to work past their planned retirement date due to financial obligations."

To help consumers better prepare for retirement, Quicken Mac enables them to download and track 401(k) accounts and investments — share holdings, daily prices and more — from within the program. Rather than logging on to a third-party site, users can now monitor returns and move funds among various investment options — all within the familiar Quicken Mac interface.

In addition, the newest Quicken Mac gives customers the ability to download, track, and verify the accuracy of information contained in their paycheck via a simple-to-use interface. Keeping a close eye on federal, state and local payroll taxes, insurance premiums, FICA, and other items listed on paychecks has never been easier.

For more details about Quicken Mac and the other Quicken products visit our Accounting Software Site.

How to start your own Cleaning Service

A profitable home based business

That's right – a simple, easy-to-operate Cleaning Business.

Maybe you're still not convinced. "How can you make big money cleaning up offices?” As a cleaning service contractor you charge by the job, not by the hour. You may decide to reach a certain level of income and then remain at that point. It's up to you. Successful cleaning companies are all across America. You can be one of them if you can get the business.

The U.S. Department of Labor recently reported that the office cleaning service industry will provide more jobs than any other area of employment in the coming years.

Instant Office Cleaning Kit gives you an amazing head start.



HERE'S WHAT YOU'LL LEARN:

• How to get started fast and easy
• How to get business the smart way without expensive advertising.
• How to organize each job to finish faster, and create more profit.
• How to project a professional image and get top dollar for your service.
• How much to charge. A simple formula that's right on the money.
• What kind of people to hire to do the work.
• A risk-free proven method of getting customers in your area.
• How to get started with little or no money.


Buy Cleaning Business Start Kit From Here!


LOOK AT WHAT YOU'LL GET:

• The finest professional documents available...Satisfaction Guaranteed!
• Step-by-easy-step instructions: Show you how to get started risk free, totally from scratch or expand and upgrade your existing cleaning business with no additional costs.
• Source of leads: You don't have to hand out 200 business cards and hope for the best. My proven methods of getting leads will help you to obtain more business than if you were running an expensive full-page advertisement in the phone book! Leads obtained using these methods are hot and free for the asking. You'll learn exactly what to do and how to do it.
• Introduction letter: Leave a lasting impression and distinguish yourself from the competition with this outstanding introduction letter. You will grab customer attention and your business will increase. This letter in itself can actually get new business for you without doing any "selling” at all.
• A professional service agreement (the bid): It's a proven job-winning service agreement like none other. It's so effective, it was used by the F.P.L. "Florida Power and Light" company as a standard for cleaning contractors who want to bid on F.P.L. buildings! This service agreement was inspired and developed with feedback from actual office managers themselves. (the decision makers) This is what they want to see! It's been revised, tested and proven for over 10 years. This one document by itself is worth the price of the entire kit. It will give you a professional and competitive edge like nothing else!
• Bid follow-up letter: Increase your chances of getting the job! Mail this professional bid-follow-up letter after your proposal or estimate is given.
• Reminder letter: Remember your prospective customers and they'll remember you. Mail this powerful reminder letter that shows you mean business. An economical, effective way to keep your company name in front of customers and prospects.

PLUS:

• A square ft. estimating chart: Have confidence and estimate like a seasoned professional with this handy estimating tool. All the figuring has been done for you. It's very accurate and easy to use. No guesswork involved.
• Prime customer categories, forms you can use, samples and more!

Buy Cleaning Business Start Kit From Here!.


If you are not satisfy - your money back guarantee.

Home based business opportunity

THE PERFECT HOME-BASED PHOTOGRAPHY BUSINESS!

With Easy Photography Home Business you will be a part of a growing industry that very few people even know exist. It won't cost you hundreds or even thousands of dollars to get started. You probably already possess all of the equipment you will need (transportation, phone or cell phone, computer, internet access and an inexpensive digital camera). There are no experiences or educational requirements. Almost anyone with basic computer and digital photography skills can succeed in this new and exciting, home-based photographic opportunity!
You will be introduced into a virtually unknown photographic opportunity that is exploding thanks to the internet! It's great for full or part-time income. I only ask that you take this seriously and be prepared to be amazed as you deposit check after check for doing simple freelance photography jobs that are in constant demand right in your local area!
Save your time and look at this great opportunity now !
Easy Photography Home Business

WHO NEEDS THIS SERVICE?

Banking and Insurance institutions nationwide have vested interests in homes, cars, commercial property, businesses, trucks, RVs, boats, stores, restaurants, or any entity requiring financing or insurance. These companies need to have updated and accurate information on the condition of this property continuously. It is simply not cost effective for them to have "field reps" in every single town in the United States. So, these institutions "sub" out their work to freelance reps all over the country. Once trained, your services will be in high demand!
Since most financing, insurance policies, mortgages, equipment leases, etc. are now completed online or via 1-800 telephone numbers, the need for these institutions on a local basis has decreased dramatically. This is where you come in! You will effectively become a representative for 100's of national companies who need constantly updated information from your local area!
There is no cold calling, soliciting for work or strange people coming to your home. There is no expensive photography equipment or special software needed. You do not have to lease an office or building. You can work right from your kitchen table if desired.
Choosing Easy Photography Home Business you will also be paid well to obtain information for these companies. People just like you are getting paid $15, $20, $25, $50, and even $100 each and every time they take a few photos with their digital camera and fill out the accompanying reports (mostly online). It takes only 5 -15 minutes to complete each assignment. Some reps are doing 20+ assignments daily! These simple, freelance photography job fees can add up fast!

Getting Organized Your Online Business

It is essential to operate your online business just like any other businesses; no matter what size is it - part-time or full-time. You must ensure that certain systems and routines are in-place, otherwise it all becomes disorganized, hard work and possibly destined to fail.

- The first thing you should do is to create a simple database, called “Account Manager”. Here you must to put all the company names, invoice numbers, usernames, passwords, website, emails and any relevant comments. With this simple step you will certainly make your life a lot easier and more disciplined.

- Second thing is to set up a spreadsheet to track income and expenses. This is very important for tax purposes and you can constantly monitor your profit and loss situation at any given time to keep measuring your progress. If you don’t monitor the performance of your business, how will you know what is working and what needs changing? You need to see if you are getting a return on all the time and money you are investing in your business. You can make this with some accounting software program, which is appropriate for Small Businesses such as Quicken, Quick Books or MYOB (Mind Your Own Business).

- The last thing you should do is a spreadsheet that summarized your entire ad tracking results for advertising campaigns. Now ad tracking is extremely important to the overall success of your business. You absolutely must know what is working and what is not working so that you can dump the useless ads and keep running the ones that bring you profits. This spreadsheet includes ad cost, number of subscribers, number of clicks, number of sales, cost per sale and ROI (return on investment). This is so simple and yet so effective. At a glance you can see which are my most effective ads and the most effective advertising medium as well.

These things take a little bit of effort to set up initially and to get into the routine, but once done it’s easy to keep going. The benefits are certainly worth it.

Small Business Success Resources – Five key ingredients to have successful Business

The five crucial needs for a small business are:

1. Idea – You might feel that you want to start business, but not have idea about what that business should be. By analyzing your daily activities, you will find a potential business concept. The key is that idea must be generated from somewhere; otherwise it is impossible to start a business.

2. Knowledge and Experience – Many people attempt to enter a field in which they have extremely limited experience. Experience means seeing the operation form the inside, knowing the different aspects that make the business tick. Knowledge is critical to success, and I cannot emphasize the experiential aspect of business success strongly enough. Before you enter in the business spend time in the field that you are contemplating. Take this advice serious.

3. Capital – Many businesses fail because they do not have sufficient start-up and operating capital. You might have the best idea in the world, but without the necessary funding, the idea should never have become more than a business plan.

4. Battle Plan – This means to have clear personal and business goals as well as objectives, and a realistic time frame in which to meet those targets, is essential to the success of a new venture. The battle plan very often takes the format of a business plan. It should be as comprehensive as possible. The creation of business plan does require time, energy and efforts. Even with clearly defined goals and objectives, success will be difficult to achieve, but without them, success remains unlikely.

5. Market – For starting a successful business, you must have people who desire your product or service. You have to make the market realize that your business exists with the product or service the public needs. The main point of this idea is that a demand must exist for your product or service.

The Pros and Cons of having your Own Business

Before you commence your enterprise, it’s extremely important that you evaluate both the rewards you earn and the risk you will encounter. You should carefully analyze the effect that business will have on your life. And now you should make examination of the pros and cons of self-employment.

Here are the main pros and cons of starting operating your own business:

Pros
1. You can be your own boss
2. The profits are all yours
3. Additional creativity
4. You can set your own hours
5. You can choose your employees and your customers
6. Tax advantages

Cons
1. Extended working hours
2. Lack of regular paycheque
3. Fear of failure
4 . Stress